[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.clzt.cz\/male-a-velke-veci\/#Article","mainEntityOfPage":"https:\/\/www.clzt.cz\/male-a-velke-veci\/","headline":"Mal\u00e9 a velk\u00e9 v\u011bci","name":"Mal\u00e9 a velk\u00e9 v\u011bci","description":"By\u0165 by tomu n\u00e1zev i napov\u00eddal, nebudeme se zde bavit o v\u00fdkonnosti \u010di d\u00e9lce mu\u017esk\u00e9ho penisu, ale budeme se zde bavit o velice d\u016fle\u017eit\u00e9m faktu, kter\u00fd hraje roli p\u0159i sjedn\u00e1v\u00e1n\u00ed \u00fav\u011br\u016f a p\u016fj\u010dek u v\u0161ech lid\u00ed. A to je p\u0159ev\u00e1\u017en\u011b p\u0159edm\u011bt t\u011bchto p\u016fj\u010dek, zakryt\u00fd \u00famyslem sjednat si takovou p\u016fj\u010dku k dosa\u017een\u00ed ur\u010dit\u00e9 hodnoty. Tou hodnotou […]","datePublished":"2021-03-20","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.clzt.cz\/author\/#Person","name":"","url":"https:\/\/www.clzt.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"clzt.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.clzt.cz\/wp-content\/uploads\/money-2744058_640.jpg","url":"https:\/\/www.clzt.cz\/wp-content\/uploads\/money-2744058_640.jpg","height":0,"width":0},"url":"https:\/\/www.clzt.cz\/male-a-velke-veci\/","about":["Ekonomika"],"wordCount":499,"articleBody":"   By\u0165 by tomu n\u00e1zev i napov\u00eddal, nebudeme se zde bavit o v\u00fdkonnosti \u010di d\u00e9lce mu\u017esk\u00e9ho penisu, ale budeme se zde bavit o velice d\u016fle\u017eit\u00e9m faktu, kter\u00fd hraje roli p\u0159i sjedn\u00e1v\u00e1n\u00ed \u00fav\u011br\u016f a p\u016fj\u010dek u v\u0161ech lid\u00ed. A to je p\u0159ev\u00e1\u017en\u011b p\u0159edm\u011bt t\u011bchto p\u016fj\u010dek, zakryt\u00fd \u00famyslem sjednat si takovou p\u016fj\u010dku k dosa\u017een\u00ed ur\u010dit\u00e9 hodnoty. Tou hodnotou m\u016f\u017ee b\u00fdt nap\u0159\u00edklad d\u016fm, tedy nemovitost, nebo dovolen\u00e1, tedy zh\u00fdralost, nebo drah\u00fd d\u00e1rek, je\u0161t\u011b n\u011bco hor\u0161\u00edho. My si v tomto \u010dl\u00e1nku na\u010drtneme ty nejv\u011bt\u0161\u00ed proh\u0159e\u0161ky proti finan\u010dn\u00ed gramotnosti, kter\u00e9 obyvatelstvo \u010cesk\u00e9 republiky p\u00e1ch\u00e1 samo na sob\u011b \u2013 takovou finan\u010dn\u00ed genocidu. Nen\u00ed to t\u00e9ma jednoduch\u00e9, proto zkr\u00e1tit jej vy\u017eaduje opravdu stru\u010dnost. Za co tedy neutr\u00e1cet velk\u00e9 pen\u00edze, proto\u017ee je to na nic: (definice mal\u00fdch v\u011bc\u00ed)Dovolen\u00e1 Konzumentsk\u00e1 dovolen\u00e1 (z\u00e1jezd v hotelu s baz\u00e9nem bez jak\u00e9koliv re\u00e1ln\u00e9 hodnoty krom\u011b odpo\u010dinku)D\u00e1rky Po\u010d\u00edta\u010dov\u00e9 hry a filmy Spot\u0159ebn\u00ed elektronika Ano, v\u0161echna spot\u0159ebn\u00ed elektronika, i telefony Rychl\u00e9 automobily a jin\u00e9 dopravn\u00ed prost\u0159edky bez p\u00e1dn\u00e9ho \u00fa\u010delu (pakli\u017ee to nen\u00ed kon\u00ed\u010dek!) Dluhy A to je jenom velice \u00fazk\u00e1 mno\u017eina, kter\u00e1 je ve skute\u010dnosti mnohem v\u011bt\u0161\u00ed. Pakli\u017ee si chcete p\u016fj\u010dit na n\u011bco z tohoto, rad\u011bji se na to vyka\u0161lete. Na\u0161et\u0159ete si za cel\u00fd rok p\u011btistovku a vyjde v\u00e1s to l\u00e9pe, ne\u017e abyste si na takov\u00e9 v\u011bci p\u016fj\u010dovali.Dovolen\u00e9 a r\u016fzn\u00e9 konzumentsk\u00e9 v\u00fdlety, kdy jenom sed\u00edte u hotelu a cuc\u00e1te koktejly, takov\u00e9 v\u011bci nemaj\u00ed pra\u017e\u00e1dnou hodnotu, pakli\u017ee v\u00e1m nen\u00ed po \u010dty\u0159ic\u00edtce a nepot\u0159ebujete \u201ezleh\u010dit tempo\u201c, proto\u017ee jste velc\u00ed mana\u017ee\u0159i. K tomu pat\u0159\u00ed i cel\u00e1 \u0159ada v\u011bc\u00ed, kter\u00e9 k \u017eivotu v\u016fbec nepot\u0159ebujeme, jsme jenom neust\u00e1le p\u0159esv\u011bd\u010dov\u00e1ni o tom, \u017ee je pot\u0159ebujeme. Pakli\u017ee si chcete p\u016fj\u010dit nebo vz\u00edt \u00fav\u011br, rozmyslete si, na co to vlastn\u011b chcete. Investice do nemovitosti, kterou budete v budoucnu pou\u017e\u00edvat nebo pronaj\u00edmat? Skv\u011bl\u00fd n\u00e1pad, se kter\u00fdm v\u00e1m pomohou nebankovn\u00ed hypot\u00e9ky. Investice do spot\u0159ebn\u00ed elektroniky v r\u00e1mci n\u011bkolika des\u00edtek tis\u00edc, i kdy\u017e za p\u00e1r let bude elektronika ji\u017e polovi\u010dn\u00ed hodnoty? Ne zas tak moc. A k tomu nep\u0159id\u00e1v\u00e1me je\u0161t\u011b soci\u00e1ln\u00ed dopad takov\u00e9 volby, kdy na jednu stranu d\u00e1v\u00e1te pen\u00edze sami do sebe \u010di do sv\u00e9ho budouc\u00edho j\u00e1 a zhodnocujete, kde\u017eto v druh\u00e9m p\u0159\u00edpad\u011b vr\u00e1\u017e\u00edte pen\u00edze korporac\u00edm, kter\u00fdm nez\u00e1le\u017e\u00ed na ni\u010dem a na nikom vyjma zisku.                                                                                                                                                                                                                                                                                                                                                                                                  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