[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.clzt.cz\/za-nebankovni-hypoteku-musite-rucit-nemovitosti\/#Article","mainEntityOfPage":"https:\/\/www.clzt.cz\/za-nebankovni-hypoteku-musite-rucit-nemovitosti\/","headline":"Za nebankovn\u00ed hypot\u00e9ku mus\u00edte ru\u010dit nemovitost\u00ed","name":"Za nebankovn\u00ed hypot\u00e9ku mus\u00edte ru\u010dit nemovitost\u00ed","description":"Ka\u017ed\u00fd, kdo si pl\u00e1nuje sjednat nebankovn\u00ed hypot\u00e9ku, by m\u011bl dob\u0159e zn\u00e1t podm\u00ednky, kter\u00e9 mus\u00ed splnit, aby takov\u00fd \u00fav\u011br v\u016fbec dostal. Pro nebankovn\u00ed hypot\u00e9ky je typick\u00e9, \u017ee se za n\u011b mus\u00edte zaru\u010dit nemovitost\u00ed. Nicm\u00e9n\u011b jej\u00ed v\u00fdb\u011br nem\u00e1 \u017e\u00e1dn\u00e1 jin\u00e1 pravidla mimo to, \u017ee m\u016f\u017eete \u017e\u00e1dat o takovou \u010d\u00e1stku, kter\u00e1 odpov\u00edd\u00e1 hodnot\u011b zvolen\u00e9 nemovitosti. To konkr\u00e9tn\u011b znamen\u00e1, […]","datePublished":"2019-09-14","dateModified":"2019-09-14","author":{"@type":"Person","@id":"https:\/\/www.clzt.cz\/author\/#Person","name":"","url":"https:\/\/www.clzt.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/59b0e4716b6bc16861d789b0eb3efe04cb591482277f92a016ec4356fe735210?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"clzt.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.clzt.cz\/wp-content\/uploads\/img_a340795_w1743_t1553680615.jpg","url":"https:\/\/www.clzt.cz\/wp-content\/uploads\/img_a340795_w1743_t1553680615.jpg","height":0,"width":0},"url":"https:\/\/www.clzt.cz\/za-nebankovni-hypoteku-musite-rucit-nemovitosti\/","about":["Web"],"wordCount":389,"articleBody":"   Ka\u017ed\u00fd, kdo si pl\u00e1nuje sjednat nebankovn\u00ed hypot\u00e9ku, by m\u011bl dob\u0159e zn\u00e1t podm\u00ednky, kter\u00e9 mus\u00ed splnit, aby takov\u00fd \u00fav\u011br v\u016fbec dostal. Pro nebankovn\u00ed hypot\u00e9ky je typick\u00e9, \u017ee se za n\u011b mus\u00edte zaru\u010dit nemovitost\u00ed. Nicm\u00e9n\u011b jej\u00ed v\u00fdb\u011br nem\u00e1 \u017e\u00e1dn\u00e1 jin\u00e1 pravidla mimo to, \u017ee m\u016f\u017eete \u017e\u00e1dat o takovou \u010d\u00e1stku, kter\u00e1 odpov\u00edd\u00e1 hodnot\u011b zvolen\u00e9 nemovitosti. To konkr\u00e9tn\u011b znamen\u00e1, \u017ee nez\u00e1le\u017e\u00ed na typu nemovitosti, kterou zvol\u00edte, ale na jej\u00ed aktu\u00e1ln\u00ed hodnot\u011b. Konkr\u00e9tn\u011b se jedn\u00e1 o to, \u017ee \u017e\u00e1dat m\u016f\u017eete o \u00fav\u011br a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent aktu\u00e1ln\u00ed odhadn\u00ed hodnoty zvolen\u00e9 nemovitosti. Z toho tedy jasn\u011b vypl\u00fdv\u00e1, \u017ee ka\u017ed\u00fd, kdo m\u00e1 z\u00e1jem o opravdu tu\u010dn\u00fd bal\u00edk pen\u011bz, by m\u011bl zvolit opravdu hodnotnou nemovitost, aby dostal tolik pen\u011bz, kolik chce. Nicm\u00e9n\u011b v\u0161ichni ti, kdo pot\u0159ebuj\u00ed p\u016fj\u010den\u00fdmi pen\u011bzi pouze zalepit n\u011bjakou malou finan\u010dn\u00ed d\u00edru v \u0159\u00e1du jednotek a\u017e des\u00edtek tis\u00edc, si bohat\u011b vysta\u010d\u00ed i s malou gar\u00e1\u017e\u00ed \u010di zahradn\u00ed chatou. V\u017edy\u0165 i takov\u00fd druh nemovitosti m\u00e1 svou hodnotu! Nebankovn\u00ed hypot\u00e9ku si tak m\u016f\u017eete sjednat prakticky na libovoln\u00fd nemovit\u00fd majetek, nikdo v\u00e1s v jeho v\u00fdb\u011bru omezovat nebudete. Mo\u017en\u00e1 je hypot\u00e9ka na pozemek, stejn\u011b tak jako hypot\u00e9ka na dru\u017estevn\u00ed byt anebo t\u0159eba dokonce i na firemn\u00ed v\u00fdrobn\u00ed are\u00e1l. O odhad hodnoty nemovitosti se ov\u0161em nebudete muset starat, zajist\u00ed si ho sama nebankovn\u00ed spole\u010dnost prost\u0159ednictv\u00edm vlastn\u00edch odborn\u00fdch odhadc\u016f. Dokonce v\u00e1m p\u0159iprav\u00ed i n\u00e1vrh smlouvy s \u010d\u00e1stkou, jakou si m\u016f\u017eete p\u016fj\u010dit, a z\u00e1le\u017e\u00ed pouze na v\u00e1s, zda v\u00e1m takov\u00e1 nab\u00eddka bude vyhovovat, a zda na ni k\u00fdvnete \u010di nikoli. Pr\u00e1v\u011b nebankovn\u00ed spole\u010dnosti jsou specifick\u00e9 sv\u00fdm vst\u0159\u00edcn\u00fdm a individu\u00e1ln\u00edm p\u0159\u00edstupem, tak\u017ee sta\u010d\u00ed, kdy\u017e si vypln\u00edte \u017e\u00e1dost o p\u016fj\u010dku na webu nebankovn\u00ed spole\u010dnosti, kde uvedete i adresu zvolen\u00e9 nemovitosti, a o nic dal\u0161\u00edho se starat nemus\u00edte. Spole\u010dnost vy\u0159\u00edd\u00ed v\u0161echno ostatn\u00ed za v\u00e1s, a na sv\u00e9 vlastn\u00ed n\u00e1klady v\u00e1s tak\u00e9 kontaktuje s n\u00e1vrhem smlouvy.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Za nebankovn\u00ed hypot\u00e9ku mus\u00edte ru\u010dit nemovitost\u00ed","item":"https:\/\/www.clzt.cz\/za-nebankovni-hypoteku-musite-rucit-nemovitosti\/#breadcrumbitem"}]}]